Debt Settlement & Debt Consolidation

Are you looking to repair your bad credit or consolidate your bills into one low payment? The following represent the top debt settlement, best debt consolidation, and debt relief services for consumers with a bad credit rating. If you would like to improve your credit score, consolidate your debt, or get a free online debt assessment, these services can help. Each features easy sign-up and a free, no-obligation assessment.
You may sign up for multiple offers if you wish or choose the best offer to fit your needs.

1) CAREONE CREDIT COUNSELING
	- CareOne Credit Counseling has helped over 4 million people * - Lower your monthly payments up to 57% * - Reduce your interest charges * - Waive your late fees * - Click here for details and sign-up form.
Category Rank #1	Specializes In Debt Consolidation	Bad Credit OK? Yes	[ Visit website ]

2) CREDIT DEBT ASSISTANCE
	- Reduce your debts by up to 50%. * - Lower your monthly payment * - Be debt free in as little as 12-48 months * - Free Consultation with No Obligation * - Click here for details and sign-up form.
Category Rank #2	Specializes In Debt Relief	Bad Credit OK? Yes	[ Visit website ]

3) NET DEBT
	- Lower your monthly payment * - No Credit Check * - Be debt free in as little as 12-39 months * - Reduce Your Debt By Up to 50% * - Click here for details and sign-up form.
Category Rank #3	Specializes In Debt Negotiation	Bad Credit OK? Yes	[ Visit website ]

Debt Help Product Comparison

Product	Services	Costs	Clients	Notes
Debt Counseling	Debt counseling agencies negotiate with your creditors using pre-set agreements and spread your payments over a longer period in order to reduce the monthly payment.	A one-time enrollment fee plus a monthly fee.	People who need assistance paying off their debts and who can’t qualify for a loan.	There is no obligation or fee for reviewing your case with a counselor. It is important to be aware of the terms and rates of this service before you sign up.
Bill Consolidation Loan	A personal loan can provide you with up to $15,000 for paying off your debts. Low interest rate.	Your loan’s interest rate will be calculated based on the amount you wish to borrow, your credit standing, and national rates.	People with multiple debts that they want to consolidate into one lower interest loan. Borrowers with good or excellent credit.	Free loan quote. To qualify, your bankruptcies must be discharged at least 2 years, you must have a median credit score of a 580 or higher, and you must have a clean repayment history for a significant number of months.
Debt Settlement	A process where you pay an agency to negotiate directly with your creditors in the hopes of making significantly reduced settlements for your debts.	Usually a percentage of the debt amount (10-15%) plus an initial fee.	People who have a large amount of debt and who already have damaged credit from multiple delinquencies and negative records. Borrowers who cannot or do not want to file for bankruptcy.	Working with a debt settlement company can result in damaged credit from numerous late payments and collection records. Consumers should fully investigate the practices, reputation and costs of working with a debt settlement company before signing up.
Home Equity Loan	This loan can provide you with the extra cash you need to consolidate your debts at a relatively low rate.	Your new loan’s interest rate will be calculated based on the value of your home, your credit standing, and national rates.	Homeowners who want to use their home equity to pay off a large amount of debt.	No-obligation quote. Your home is attached to this loan. If you cannot make your loan payments for some reason, the lending institution can foreclose on your home as repayment.

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Eliminate debt and save thousands. Fast, easy and completely private!

Overwhelmed by your debts? Consolidate and save! Start with a free consultation. Click here.

CareOne - debt relief services have been featured in Time Magazine, on Forbes and MSNBC. CareOne has helped over 4.5 million people. They have solid relationships with over 220,000 creditors. Click here to go to CareOne

NetDebt - NetDebt has revolutionized the debt industry by creating the nation's only completely online enrollment solution. We have successfully eliminated the need for embarrassing and time consuming counseling sessions that accompany all other debt programs..
Click here to go to NetDebt

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